Go-cashless is the new mantra for women in Mewat

Be it money matters or social issues, Deepalaya SHG microfinance programme has enabled women to look beyond their households, unit together, solve issues and start a movement in Mewat, a place hitherto known for all the wrong reasons. It was not so easy to see women come out from the four households of their house, manage bank accounts and also raise their voice against social evils.

Ravi Pahuja 20-Dec-2018

Be it money matters or social issues, Deepalaya SHG microfinance programme has enabled women to look beyond their households, unit together, solve issues and start a movement in Mewat, a place hitherto known for all the wrong reasons. It was not so easy to see women come out from the four households of their house, manage bank accounts and also raise their voice against social evils.

Our SHG team has worked day in and day out to motivate them and defy age-old practices. The team has been conducting training sessions on a regular basis with the help of external consultants, bank officials to provide credit linkages, make them aware of the current government schemes and also to help them in overcoming new challenges.

Since the dramatic announcement of demonetisation, the team has been very supportive in helping women on how to deal with a cashless economy and move from physical handling of cash. The team conducted training on 28th December, 2016 at Pataudi in the presence of celebrated guests from NABARD. Mr. Vijay Nagra (DDM, NABARD) was the Chief guest. Mr. D C Yadav (Manager), Mr.Puny Pal (financial Literacy counselor) of Sarva Haryana  Grameen Bank, Pataudi and Mr.Rajesh Prasad & Mr.Ranjit Karan, Sr. faculty RUDSET (Rural development self employment training), Gurgaon were also present at the occasion.

The workshop was attended by 100 SHGs members from 22 SHGs. The guests enlightened the women on various aspects of demonetization, digital transactions and how to make payments using the UPI and USSD method of payments. Mr. Vijay Kumar spoke on why it is important to move from a cash-centric economy to a cashless economy and how government is facilitating common people in using technology easily. He also encouraged that maximum transactions should be used to avoid quick cash.

Representatives from RUDSET distributed a few brochures amongst women and elaborated on different schemes for promoting self-employment. The organization is running 24 types of training programs for promoting self-sustenance amongst rural women and informed that interested candidates can avail the facility free of cost.

Thereafter, they were apprised about NABARD PaSHG membes motivating other group members to encourage social activities.nch Sutra that comprises of regular SHG meetings, savings, inter-loaning, repayment & SHG documentations on regular basis. Mr.  Brijesh Pathak then guided the new SHG members on how to maintain various registers, Minutes Books, savings ledgers, loan ledgers etc. He also informed them about government schemes like PM Jeewan Jyoti beema Yojna, PM Surksha beema Yojna, Atal Pensan Yojna.

Towards the end, representatives from NABARD and Gramin Seva Bank informed women how they can avail bank-credit linkage for expanding their micro-enterprises and repay them in easy installments.

The workshop ended with a vote of thanks from Mr. Pathak.

 

About the Author

Ravi Pahuja

Noida

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